Anything worthwhile in investing and in life takes time. And likely a lot more.

With less than 5% monthly volatility

and more importantly,

without taking undue risks.

Truly diversified cash flows help build a resilient portfolio that withstand all economic seasons.

Risk control is paramount. Only when the tide goes out do you learn who's been swimming naked.

When the going gets tough, the prudent get going. Very few deserve bear market outperformance.